Terms and Conditions
Acceptance of Terms
By accessing and using our financial planning consultation services, you agree to comply with and be bound by these terms and conditions.
If you do not agree to these terms, please do not use our services
Definitions
For the purpose of these terms, the following definitions apply
- Service: Our financial planning consultation service, including all related communications and resources
- User/Client: Any individual who uses our consultation services or accesses our website
- Content: All information, materials, and resources provided through our service
- Company: felanorimyquos and its representatives providing financial planning consultation services
Use of Service
Your use of our service is subject to the following conditions
Permitted Use
- Access and use our consultation services for personal financial planning purposes
- Participate in scheduled consultations and receive guidance materials
- Contact us for support related to our services
User Responsibilities
As a user of our services, you agree to
- Provide accurate and complete information during consultations
- Maintain confidentiality of any login credentials or access codes
- Use our services in compliance with all applicable laws and regulations
- Respect the intellectual property rights of our content and materials
Prohibited Activities
You agree not to engage in any of the following activities
- Share or redistribute our proprietary consultation materials without permission
- Use our services for any unlawful or fraudulent purposes
- Attempt to gain unauthorised access to our systems or other users' information
- Interfere with or disrupt our website or consultation services
- Misrepresent your identity or provide false information during consultations
Intellectual Property
All content, materials, and resources provided through our service remain the intellectual property of felanorimyquos. Users are granted limited access for personal use only.
© 2025 felanorimyquos. All consultation materials and content are protected by copyright
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy
Disclaimers and Limitations
The following disclaimers apply to our services
Our consultation services are provided "as-is" without warranties of any kind, express or implied
Our liability is limited to the amount paid for services in the preceding 12 months
Please refer to our separate Disclaimer document for complete limitation details Disclaimer
Dispute Resolution
We are committed to resolving any disputes fairly and efficiently
Arbitration Process
Disputes will be resolved through binding arbitration in accordance with Australian arbitration rules
- Arbitration will be conducted by a single arbitrator agreed upon by both parties
- The arbitration will take place in Melbourne, Victoria, Australia
- Each party will bear their own costs unless otherwise determined by the arbitrator
EU Online Dispute Resolution
For EU residents, disputes may also be resolved through the European Commission's Online Dispute Resolution platform
EU ODR Platform: https://ec.europa.eu/consumers/odr/
Termination
Either party may terminate the service relationship with 30 days' written notice. We reserve the right to terminate immediately for breach of these terms.
Upon termination, access to consultation materials and future services will cease
Governing Law and Jurisdiction
This disclaimer and our services are governed by the laws of Australia
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and felanorimyquos regarding our services.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website.
Continued use of our services after changes constitutes acceptance of the modified terms
Contact Information
For questions about these terms and conditions, contact us at contact@felanorimyquos.com
Effective Date: September 5, 2025
Last Updated: August 22, 2025